Currently, Americans owe more than 1.2 trillion dollars in student loans.  This exceeds all other categories of consumer debt, including credit cards and auto loans.  Some predict that this massive amount of student loan debt will be the next big crisis for our economy. A private student loan is a...

While divorce rates are either stabilizing or even decreasing across American amongst most demographics, divorce rates amongst Americans over the age of 50 are rising. Today, with an over 15% increase in the divorce rate in the last 20 years, more Americans over the age of 50 are, for the first...

New York State Attorney General Eric Schneiderman is seeking to hold banks responsible in maintaining the State’s growing number of “zombie properties” - homes that have been vacated by homeowners in advance of  completed foreclosures. New York State in particular has been severely plagued with...

The average wait time to obtain a green card for immediate relatives of a U.S. citizen is usually five months or less. However, over the past year, the wait time has tripled as thousands of families have had to wait over 15 months to lawfully reunite their families.  The delays stem from the...

The housing market crash of 2007 left millions of families with mortgages that were in excess of the plummeting values of their homes.  Many families opted to negotiate selling the property through a short sale. A short sale is a negotiated agreement between the lender and the borrower to sell the...