Bankruptcy is not the problem; it is the solution to the problem On most days I get a call inquiring about bankruptcy that starts like this: Caller: I don’t know what to do. I just received a summons for a credit card that I owe money on. I have been paying a company to deal with creditors. They told me not to pay my bills. I have been sending this company money for months. Now after sending them several thousand dollars, I am being sued! Can you help me?

Due to  a quirk in the law those filing bankruptcy in New York face the real possibility of losing their rent stabilized or rent controlled apartments.  I first brought this subject up in my blog entry on May 5, 2012, which you can read for more on this subject. After writing that entry I did...

Although equal rights for same sex couples still have a long way to go, progress is being made.  Although same sex couples are still not allowed to marry in many states, they can now file bankruptcy.  In order to do so the couple must be legally married in a state or nation that allows gay and...